Now in Private Beta

Know Where Every Dollar Actually Goes

Automatically track spending, set smarter budgets, and reach financial goals faster—without spreadsheets or guesswork.

1,000+people already on the waitlist
Free to joinEarly accessNo credit card

Why Tracklio

Most apps show you transactions. Tracklio makes you decide on them.

Every synced transaction lands in your Inbox — not silently accepted. You choose: survival spending or lifestyle? That single act of review rewires your relationship with money.

  • Every transaction lands in your Inbox first
  • You choose: Survival or Lifestyle?
  • One review at a time — no overwhelm
Inbox3 pending

Coffee Shop

Today, 9:14am

$4.80

2 more transactions to review

Risk Fund
Risk Fund Progress
48%funded

$2,400

of $5,000 target

Not a budget. A Risk Fund.

Budgets create guilt. Risk Funds create purpose. You accumulate money toward a real panic floor — the number that lets you sleep at night. Every lifestyle spend you decline moves you closer.

  • Accumulate toward your real panic floor
  • Every declined lifestyle spend moves you closer
  • Sleep better knowing your floor is rising

Everything you need

Everything you need to spend with intention

Professional-grade tools designed for simplicity.

Smart Analytics
See exactly where your money goes—spot overspending patterns and save hundreds monthly.
Bank Sync
All your accounts in one place—no more switching apps.
Goal Progress
75%
Vacation Fund
Goal Tracking
Turn vague goals into clear action plans with progress tracking.
Food
Transport
Shopping
Budgeting
Set realistic budgets that adapt—get alerts before you overspend.
Privacy First
Bank-level encryption keeps your data secure—we never sell your info.

Early traction

1,000+
People on the waitlist
$300
Avg. first-month savings reported
3s
Per transaction review time
95%
Auto-categorization accuracy

Trusted by beta users

What early users are saying

Tracklio helped me identify spending patterns I never noticed before. I've saved over $300 in the first month alone.

SJ

Sarah Johnson

Beta Tester

Finally, a finance app that's actually simple to use. The automatic categorization is spot-on.

MC

Michael Chen

Early Adopter

The goal tracking feature keeps me motivated. I can actually see my progress toward my savings goals every day.

ER

Emily Rodriguez

Beta User

Integrates with your favourite banks

Connect to 10,000+ banks and financial institutions worldwide.

Tracklio Logo
Apple Pay·
Visa·
Chase·
Bank of America·
Robinhood·
Savings·
Apple Pay·
Visa·
Chase·
Bank of America·
Robinhood·
Savings·
Apple Pay·
Visa·
Chase·
Bank of America·
Robinhood·
Savings·
Apple Pay·
Visa·
Chase·
Bank of America·
Robinhood·
Savings·

Join the Waitlist

We're currently in private beta. Join the waitlist to get early access when we open up. Share your referral link to move up the list!

We'll never spam you or share your email

Private Beta

Ready to understand your money?

Join 1,000+ people waiting for a finance app that actually changes behavior.

Free to join · No credit card · Early access