Honest comparisons — including where we're not the fit.
Every charge is Survival or Lifestyle. The number you actually need, not forty you do not.
We see balances and transactions to classify them. We can never move a cent.
The obvious lines classify themselves on sync. You only weigh in on the judgment calls.
Tracklio vs…
9 comparisonsInfinitely flexible, quietly exhausting. Great for one-off models — a slog for monthly tracking.
YNAB assigns every dollar a job. Tracklio shows how much was Survival vs Lifestyle after the fact.
Mint aggregated categories. Tracklio splits every transaction into Survival or Lifestyle.
Rocket Money finds savings. Tracklio shows where spending actually lands.
Thirty categories and you are still guessing what "Shopping" meant. Two buckets you can act on.
Zero-based budgeting for people who love the ritual. We trade the rules for one honest ratio.
Mint is gone; its heirs lean on upsells. We just show you the Survival vs Lifestyle picture.
A polished do-everything app. We go deliberately narrow and deep on one question.
Beautiful and Apple-only. Tracklio is web-first and split-first, on any device.
Import what you have, keep your history, and let the obvious lines classify themselves. The boring part is the part we automate.
The fastest comparison is your own data.
Run a sample month through Tracklio in thirty seconds — no signup — and decide if the split clicks for you.